About 80% of Indians are not able to realise their basic minimum dreams such as owning a house or providing good health care and education to their children, etc... in thier lifetimes. because of financial limitations. Most of them do not even have a Savings Bank Account, let alone savings. It is impossible fot these people to accumulate small amounts and look at long term growth (even very small quantitatively), without the external help or assistance.
It is these people who inspired us to work towards building a better society and enabling the poor and the less fortunate of our country.